Disputing an Insurance Claim for Your Home After Tornado Damage In The Midwest
Are you a victim of this year's devastating tornadoes in the Midwest? Have you been disputing pushback from your insurance company for a proper settlement? Although tornadoes don’t typically last long, the damage they can cause in a short period of time can be devastating. For those of you who live in Texas, Kansas, Missouri, Iowa, Nebraska, Oklahoma or throughout the Midwest, you know that tornadoes are not a rare occurrence. You’ve probably been able to rest a little easier at night knowing that your most prized possession, your home, has been protected by insurance should tragedy strike. Unfortunately, the quotes provided by insurance companies aren’t always the proper estimate. In that case, getting an independent wind damage estimate for your home will be your best bet.
If you feel you have been given a home insurance adjustment quote that is inaccurate or undervalues what it will cost to repair or rebuild your tornado damaged home, call Total Takeoffs Today at (833) 686-2727 for a true independent estimate to dispute an insurance claim.
What to Do When Your Home Insurance Quote is Too Low
If you have been the unfortunate victim of home tornado damage in the Midwest, you will want to file a claim through your insurance company. After you file your claim, an adjuster will be sent to assess the wind damage and give an estimate for what it would cost to repair your home and cover your losses. If all goes well, the insurance company will pay out adequately so that you can return home quickly. However, this isn’t always the case. In some situations, the adjuster underestimates the actual cost of repairs, and you find yourself in an insurance claim disagreement. In these cases, you need to know your rights. There is a very useful clause in your policy that allows you to challenge the amount of money that insurance should pay for tornado damage, known as the Appraisal Clause.
If you have determined that the quote given by the insurance adjuster seems too low, it is within your right via the policy to request an independent appraiser. Following your dispute request, it is not unlikely that you will have to prove to the insurance company that their adjuster’s quote is too low, which can seem like a lot of extra work. Getting an independent home wind damage estimate can help you dispute your claim if you disagree with the insurance adjuster’s quote.
Getting a Fair Independent Estimate for Your Tornado Damaged Home
At Total Takeoffs, we understand that when you have been through the devastation of a tornado, it can be a daunting task to dispute a big insurance company for your home’s value. That's why we try to make the process as stress-free as possible. Our specialty is residential estimates, so we can provide you with a complete and accurate cost estimate for repairing your wind damaged home. Once we have thoroughly evaluated the cost of repair, you will need to submit the independent estimate documentation for them to review to determine if a claim adjustment can be made. Having a reputable company like Total Takeoffs can help you dispute the insurance claim and get you a higher settlement amount.
Just because residents in the Midwest are no strangers to tornadoes does not mean that there is less effect when tragedy does strike. When you and your family are facing displacement from your home, you are relying on the insurance company to make the process of getting you back as easy as possible. The last thing you need after devastation to your home is to fight for a fair estimate.
Total Takeoffs can help you get a fair independent quote for home tornado damage in Texas, Kansas, Missouri, Iowa, Nebraska, Oklahoma, or any other state in the Midwest. Call us today to find out how we can help you dispute your claim and get an accurate independent estimate (833) 686-2727.